Comments on: What Should a Good Credit Card for Travel Have?

By: maitravelsite

maitravelsite — Fri, 11 Dec 2015 20:42:13 +0000

In reply to Victoria. Glad you found the post useful!

By: maitravelsite

maitravelsite — Tue, 31 Jul 2012 02:55:03 +0000

In reply to Jason. Excellent points Jason. As for the last sentence, Charles Schwab bank and Capital One incur in no foreign transaction fees- these are the cards you want to have, IMO.

By: Jason

Jason — Mon, 30 Jul 2012 20:32:40 +0000

You should use a Visa or MasterCard credit card for as many purchases as possible because they are the most widely accepted card networks and offer exchange rates that are much, much better than local banks and places like Travelex. Make sure this card also does not charge foreign fees and that you get it before booking plane tickets, hotels, day trips, etc. because foreign fees apply to all purchases processed outside of the country, not just when you’re physically abroad. Whether or not you need rewards (and what kind to get) depends on your credit standing and whether you pay your bills in full or not. If your credit standing is below average, you’ll probably benefit more from a card without an annual fee than any rewards. Likewise, if you don’t always pay your bill in full, you might be better off with a card that offers 0% on new purchases, especially if it’s going to take you awhile to pay off your trip expenses. Lastly, you’re obviously not going to be able to use a credit card for every purchase you make, so bring a debit card with low foreign fees so you can get access to cash as needed and benefit from the Visa/MC exchange rate.

By: maitravelsite

maitravelsite — Thu, 31 May 2012 22:57:20 +0000

In reply to Megan. Hi Megan! Time to begin avoiding them...

By: maitravelsite

maitravelsite — Thu, 31 May 2012 22:48:33 +0000

In reply to Sue. You're welcome Sue, glad you found the post useful :)

By: Sue

Sue — Thu, 31 May 2012 22:17:51 +0000

These are great tips… I recently read a post about how the charges of using some credit cards abroad are becoming prohibitive for a lot of travelers and they recommended bringing cash along. I guess we just have to do our research! Good things to think about. Thanks for sharing 🙂

By: Megan

Megan — Tue, 29 May 2012 20:26:02 +0000

These are great tips – I have all the international fees associated with travel.

By: Victoria

Victoria — Wed, 23 May 2012 11:20:00 +0000

specific benefits depend on the card you have, the best advantage of using these cards involves worldwide availability, I never found its cheaper only the advantage is that there is no need of carrying cash in the strange country and we get insurance through it. Good blog, thanks for sharing.

By: maitravelsite

maitravelsite — Tue, 22 May 2012 17:37:39 +0000

In reply to carly. Great tip Carly! So you do score a lot of points with it then?

By: maitravelsite

maitravelsite — Tue, 22 May 2012 17:35:40 +0000

In reply to Stephen. You're welcome Stephen, thanks for stopping by.

By: Stephen

Stephen — Mon, 21 May 2012 08:36:49 +0000

I think when we go to new place we mostly rely on our credit cards because it will never run out of cash. But before travelling I think we need to consider your points which will not affect our enjoyment. Reward schemes, good deal and companies are must for any credit card. Thanks for sharing useful post.

By: carly

carly — Sat, 19 May 2012 20:22:32 +0000

I use an Amex Starwood card and love it. I don’t like the annual fee but if you threaten to cancel when your renewal comes up, they’ll usually remove it. 🙂 I’ve already gotten one free trip to Brazil with it.

By: David

David — Thu, 17 May 2012 12:16:59 +0000

That was some great piece of advice from your side. It will surely help me in my future travels. It would be awesome if I could control some of my expense while traveling overseas. I am scared to carry cash or travelers check with me because of a bad experience that I had long back. I am still not clear which credit card I should carry but carrying multiple card for different purpose sounds like a good idea.

By: maitravelsite

maitravelsite — Wed, 16 May 2012 19:08:06 +0000

In reply to Akbar Rosarium. Thanks for dropping by Akbar and sharing your thoughts :)

By: Gretel

Gretel — Wed, 16 May 2012 09:37:14 +0000

These allow you to top up before you go and offer a much better exchange rate than a bank or bureau de change.

By: Akbar Rosarium

Akbar Rosarium — Wed, 16 May 2012 05:21:20 +0000

Major credit cards, such as Visa and MasterCard are accepted everywhere but I never found its cheaper only the advantage is that there is no need of carrying cash in the strange country and we get insurance through it. I can say credits are more better then carrying cash. Wonderful blog, thanks for sharing.

By: maitravelsite

maitravelsite — Tue, 15 May 2012 03:55:12 +0000

In reply to Carlos. No worries ;)

By: maitravelsite

maitravelsite — Tue, 15 May 2012 03:54:39 +0000

In reply to Heidi19. You're welcome!

By: Heidi19

Heidi19 — Mon, 14 May 2012 09:26:40 +0000

Great article to read! and providing us this kind of information is really a big help. I know that a lot of people will benefit from this. I will surely follow all the tips that you’ve shared with us here. Thanks for sharing this with us and keep up the good work!

By: Carlos

Carlos — Mon, 14 May 2012 04:53:44 +0000

The best advantage of using these cards involves worldwide availability and I don’t think acquiring tickets through net by using credit card is cheaper.Insurance which they provide such as car insurance and health insurance through the cards is the bonus, thanks for post very informative.

By: maitravelsite

maitravelsite — Sun, 13 May 2012 23:56:57 +0000

In reply to Eric @ Trans-Americas Journey. Thanks for dropping by Eric and your tips. Yup, I've heard of them both, though apparently Charles Schwab does have some limitations. Do you own any of them? Or both?

By: Eric @ Trans-Americas Journey

Eric @ Trans-Americas Journey — Sat, 12 May 2012 15:09:43 +0000

In the US there are really only 2 mainstream choices for cards that don’t charge foreign transaction fees, which to me is the most important feature for frequent or long-term travel as these fees can add up to hundreds of dollars – Capital One or Schwab … http://trans-americas.com/blog/2010/10/credit-card-fees-travel/

By: maitravelsite

maitravelsite — Fri, 11 May 2012 16:56:31 +0000

In reply to Born27. Glad you liked it!

By: maitravelsite

maitravelsite — Fri, 11 May 2012 16:55:39 +0000

In reply to Akbar Rosarium. Sometimes it's also a good idea to make expensive purchases with them too because they will get you more points.

By: Laura

Laura — Fri, 11 May 2012 13:58:33 +0000

Major credit cards, such as Visa and MasterCard, are accepted virtually everywhere, with a few exceptions. With credit or debit cards, you don’t have to worry about carrying around loads of cash in a strange city.

By: Yett

Yett — Fri, 11 May 2012 10:39:09 +0000

I have always used visa and I havent had any problems with it

By: Akbar Rosarium

Akbar Rosarium — Fri, 11 May 2012 08:46:13 +0000

I feel like its always convenient through credit cards as its more cheaper. So I got one already but I only using it when purchasing a plane ticket. While specific benefits depend on the card you have, the best advantage of using these cards involves worldwide availability and we have lot of options like Visa, master etc.

By: Ella

Ella — Fri, 11 May 2012 07:13:26 +0000

While specific benefits depend on the card you have, the best advantage of using these cards involves worldwide availability, meaning that the card will be accepted in several foreign countries.

By: Born27

Born27 — Fri, 11 May 2012 05:12:10 +0000

Thanks for this information. You just never failed your readers with your post. 🙂

By: Sheryl

Sheryl — Thu, 10 May 2012 10:09:22 +0000

The finance charges you incur affect how quickly you will be able to settle your credit card debt.